Small businesses with a Reiny's Ghana account can apply for a Business line of credit under the Pay Later programme. Businesses that have an existing GHStartups.com or partner ecosystem line of credit outside of the Pay Later programme are not currently eligible for another line of credit under the Pay Later programme. To qualify, you need to be in business at least one year, be a Ghana based company, and a Ghanaian Citizen or Permanent Resident. Simply spend over GHs2,000 and you get 0% interest for 3 months on that purchase. The great thing is you’ll automatically get 0% for 3 months every time you spend over GHs2,000 -- Up to GHs100,000 Supplier's Credit available for Retailers & Resellers.
So, if you’re planning a weekend away or fancy splashing out on a new wardrobe, DCANS Pay Credit is the perfect way to spread the cost of those larger purchases. The interest rate for the first 90 days of this shopping credit is 0%, meaning you pay exactly the value of the product. A monthly interest rate of 5% is charged on any outstanding balance on your account.
You must be an existing customer of this platform or TDG Ecosystem to qualify. We approve your credit application, solely based on your transaction data with us - It cannot be that you only come to us when you need to buy stuff on credit.
Note, to qualify for business credit you must be an existing customer of GHStartups.com.
How to apply
It’s quick and easy to apply for DCANS Pay Credit – all you need to do is complete a short application form here and we’ll give you a decision within 2-7 days. If approved and you accept, you’ll have a credit limit attached to your Reiny's Ghana Shopping Account to start using straightaway on thousands of products on this platform.
If you are an existing customer of members of The TDG Ecosystem, you are required to apply via the client area of such a business.